๐Ÿ‡ซ๐Ÿ‡ท๐ŸŽ“
France ยท Coaches & Consultants
EUR ยท Europe

US LLC for France Coaches & Consultants: EIN, Mercury & Teachable Access (2026)

France Coaches & Consultants face a specific intersection of banking friction and platform access barriers. Doola solves both with a Wyoming LLC, EIN in 7โ€“10 days, and Mercury banking โ€” entirely remote, no US travel.

Form My US LLC โ€” ๐Ÿ‡ซ๐Ÿ‡ท France ๐ŸŽ“ Coaches & Consultants โ†’$397 Year 1 ยท EIN in 7โ€“10 Days ยท No US Travel

Affiliate disclosure: we earn a commission if you form your LLC through our link โ€” at no extra cost to you. Learn more

$397
Year 1 All-In
7โ€“10 days
EIN Timeline
โœ“ 15% rate
Tax Treaty
โœ“ Available
Stripe

Why France Coaches & Consultants Need a US LLC in 2026

French Station F (Europe's largest startup campus) produces SaaS companies that frequently pursue US market expansion. A US LLC is the standard first step for French founders going transatlantic โ€” US clients, US investors, and US market credibility all require it.

Coaching platforms (Kajabi, Teachable, Thinkific) issue 1099-K at $5,000+ in transactions. Consulting clients issue 1099-NEC at $600+. Providing LLC EIN means all tax forms go to your LLC. Enterprise consulting clients require W-9 before payment โ€” EIN is cleaner than SSN.

On the banking side: EUR/USD conversion on USD revenue costs 1โ€“2% plus exchange rate risk. Mercury USD accounts hold USD until French founders choose to convert โ€” protecting purchasing power on large USD contracts. A Mercury USD account โ€” accessible only with a US LLC and EIN โ€” holds your Teachable revenue in USD outside France's banking system until you choose to convert on your own terms.

The Real Cost of Routing Revenue Without a US LLC

Payoneer (no LLC)
$200/mo
2% on $10k/mo
Mercury wire
$20/wire
Flat ยท no % fee
Annual savings
$2,160
12 wires/yr

The $397 Year 1 LLC cost is recouped in ~2.2 months at $10,000/mo revenue from Payoneer fee savings alone โ€” before counting Stripe access, treaty withholding reduction, or enterprise contract access.

Enterprise clients issue W-9 requests before first payment. At $600+ per client per year, 1099-NEC is issued. An LLC EIN separates your professional identity from your personal SSN across all clients. A Wyoming LLC provides the EIN that satisfies this requirement โ€” protecting your personal SSN from every platform relationship and keeping business and personal tax identities cleanly separated.

Form Your US LLC as a France Coaches & Consultant โ€” EIN in 7โ€“10 Days

Doola handles LLC formation, IRS EIN (no SSN needed), and Mercury banking introduction. No US address required.

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Affiliate disclosure: we earn a commission if you form your LLC through our link โ€” at no extra cost to you. Learn more

Payment Stack for France Coaches & Consultants

๐Ÿ’ณ

Stripe

Available in France

Stripe France (EU) is excellent. French founders use US LLC Stripe for US enterprise billing, USD revenue separation, and to avoid TVA (French VAT) on exports to US clients.

๐Ÿฆ

Mercury Bank Account

Free ยท FDIC $5M ยท No minimum

Mercury approves French founders with standard processing. 3โ€“5 business days.

Mercury requires: Wyoming LLC Articles (Doola provides), IRS EIN CP575 letter, and your France passport.Teachable payouts deposit to Mercury via ACH at $0 cost on the platform's standard schedule.

Wire fees work one direction only: sending USD from Mercury to your France bank account costs $20 flat per wire (no percentage). Platform โ†’ Mercury is always free. Minimize wire costs by accumulating funds in Mercury and batching into larger, less-frequent transfers โ€” e.g. one $10,000 monthly wire costs $20 vs four $2,500 bi-weekly wires costing $80.

๐Ÿ…ฟ๏ธ

PayPal

Full access in France

PayPal France is fully functional. US LLC PayPal provides USD-holding for French founders with significant USD revenue.

Tax Position: France Coaches & Consultants

USโ€“France Tax Treaty: 15% Withholding Rate (vs 30% default)

The US-France tax treaty reduces dividend withholding to 15% and royalties to 0% (for copyright and cultural royalties, including software). The 0% rate on software royalties is significant for French SaaS companies licensing IP to US clients.

W-8BEN filing process: Use your personal foreign TIN โ€” your 13-digit Numรฉro Fiscal (found on your avis d'imposition) โ€” on Line 6a (not the LLC's EIN). File separately with each US payer within 30 days of account setup. Platforms: Stripe (Stripe Dashboard โ†’ Tax settings), PayPal (Account settings โ†’ Tax information), direct clients (PDF attachment to your service agreement). W-8BEN expires after 3 years โ€” set a calendar reminder to re-file.

Tax Deductions for France Coaches & Consultants

โœ“Home office (Form 8829 โ€” coaching call space)
โœ“Professional development (courses, books, certifications)
โœ“Coaching platform subscriptions (Kajabi, Teachable)
โœ“Video conferencing tools (Zoom Pro, Calendly)
โœ“Professional liability insurance (E&O insurance)
โœ“CRM and marketing tools (HubSpot, ConvertKit)
โœ“Advertising and lead generation costs

Form 5472: The $25,000 Penalty Every France LLC Owner Must Avoid

Every foreign-owned US single-member LLC โ€” including France-owned Wyoming LLCs โ€” must file Form 5472 annually. The IRS automatic penalty for non-filing is $25,000 per year per form, regardless of whether the LLC had any revenue. New LLCs with zero income in their first year still owe the filing.

Year 1 trap: Paying the Doola formation fee from your personal funds counts as a capital contribution to the LLC โ€” a reportable transaction under Form 5472. Even a $0-revenue LLC that only received its initial funding must file. Founders who skip this "because we had no revenue" are the ones receiving $25,000 IRS notices.

Doola's Tax & Compliance plan ($1,999/yr) includes Form 5472 preparation and filing โ€” the most common compliance gap for international founders.

High-Ticket Programs, US Client Contracts & Wire Payments

Receiving Large USD Payments: France โ†’ Mercury

US banks wire large amounts to US business accounts (Mercury) without compliance friction. A $10,000 wire from a US client to a France personal bank account triggers compliance review, potential holds, and reporting requirements. EUR/USD conversion on USD revenue costs 1โ€“2% plus exchange rate risk. Mercury USD accounts hold USD until French founders choose to convert โ€” protecting purchasing power on large USD contracts. The same wire to your Mercury LLC account arrives same-day with no friction โ€” it's a US-to-US business transfer. When you send EUR home, Mercury charges a flat $20 wire โ€” no percentage markup, no conversion fees on the USD balance.

Contract Enforceability

US clients signing a coaching agreement with "[Name] LLC" can only sue the LLC โ€” not you personally. Wyoming LLCs have the strongest charging order protection in the US: a dissatisfied client who wins a judgment against your LLC cannot force a distribution from it to satisfy that judgment. Your coaching IP, your courses, and your business cash in Mercury are separated from personal legal exposure.

Course Platform Setup

Teachable, Kajabi, and Thinkific all accept Mercury for US payouts. Stripe Checkout for course sales connects to your LLC's Stripe account (EIN verified). Stripe France (EU) is excellent. French founders use US LLC Stripe for US enterprise billing, USD revenue separation, and to avoid TVA (French VAT) on exports to US clients. Calendly, Zoom, and similar tools integrate without entity requirements โ€” but payment collection via Stripe must go through the LLC's Stripe account to maintain proper income separation.

Doola Handles Everything โ€” LLC to Mercury in Under 3 Weeks

Wyoming LLC ยท EIN (7โ€“10 days) ยท Mercury banking ยท Annual compliance. Built for France founders.

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Affiliate disclosure: we earn a commission if you form your LLC through our link โ€” at no extra cost to you. Learn more

Formation Timeline (17โ€“20 Days)

StepActionTimeline
1Choose Wyoming + Doola planDay 1
2LLC filed with Wyoming SOSDays 1โ€“2
3IRS Form SS-4 โ†’ EINDays 3โ€“12
4Mercury bank account openDays 12โ€“17
5Teachable activatedDays 17โ€“20

Cost Breakdown

ItemYear 1Year 2+
Doola Starter Plan$297$297/yr
Wyoming State Filing Fee$100 (one-time)โ€”
Wyoming Annual Report (state fee)$0 (not due Year 1)$60/yr
Mercury Business Checking$0$0
Teachable setup$02.9% + $0.30/txn
Form 5472 filing (Tax plan upgrade)$1,999 opt.$1,999/yr
TOTAL (Starter)$397$357/yr
ROI: The 15% treaty rate on royalties and service income saves $750/month on $5,000 in US-source FDAP income vs. the 30% default. The $397 Year 1 cost pays back in 1 month of withholding savings alone โ€” before deductions, PayPal access, or platform benefits.

$397 Gets You a Fully Operational US LLC

Wyoming LLC ยท EIN ยท Mercury ยท Teachable. The complete stack for France Coaches & Consultants.

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Frequently Asked Questions

Can a French citizen form a US LLC?โ–พ
Yes. French citizens own US LLCs with no US residency requirement. Doola handles formation, EIN, and Mercury introduction entirely online โ€” French passport is sufficient.
What is the US-France software royalty withholding rate?โ–พ
0% on copyright royalties (including software) under the US-France tax treaty. French SaaS companies and software developers licensing code, algorithms, or IP to US companies receive royalties with zero US withholding โ€” file W-8BEN to claim this with all US payers.
What taxes do French founders pay on US LLC income?โ–พ
France taxes residents on worldwide income. Your US LLC income (pass-through from the disregarded entity) flows to your French declaration d'impรดts. The US-France treaty prevents double taxation via foreign tax credits. Consult a French expert-comptable with international experience for structure.
Do coaches and consultants need an LLC?โ–พ
Strongly recommended if you're doing $40,000+/year in coaching/consulting revenue. Benefits: client dispute protection (a dissatisfied $5,000 coaching client suing your LLC can't touch your personal assets), SSN protection on W-9 forms, tax deductions on all coaching expenses, and credibility with corporate consulting clients.
What is the S-Corp election and should coaches use it?โ–พ
At $80,000+/year net profit, an LLC taxed as S-Corp saves significant SE taxes by splitting income between "salary" (subject to SE tax) and "distribution" (not subject to SE tax). On $120,000 net profit with $60,000 salary: saves approximately $6,000/year in SE taxes. Doola's tax team handles the election and ongoing payroll setup.
How does Doola's Business In A Box help coaches?โ–พ
Doola's Business In A Box ($2,999 one-time) includes: client engagement agreement template, coaching terms of service, refund policy, results disclaimer, invoice templates, and basic website template. This package eliminates the $2,000โ€“$5,000 in legal fees coaches typically spend setting up proper contracts in their first year.

๐Ÿ‡ซ๐Ÿ‡ท France ๐ŸŽ“ Coaches & Consultants โ€” Start Today

LLC โ†’ EIN โ†’ Mercury โ†’ Teachable. Operational in under 3 weeks.

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Affiliate disclosure: we earn a commission if you form your LLC through our link โ€” at no extra cost to you. Learn more